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latourdaniel@msn.com

Skype:
daniel.la.tour

Telephone:
1-514-630-6116

Toll Free Line:
1-888-977-7778

Toll-Free Fax:
1-888-637-2636

Mailing Address:
800 Rene-Levesque Ouest
P.O. Box 1408
Montreal, Quebec
CANADA H3B3L2

Regional Offices:
410-2001
McGill College Avenue
Montreal, Quebec
CANADA H3A1G1

eNewsletter Bulletin: The 2008 Federal Budget and Your Financial Plan/Online Quick Loan For Express Funding Your RRSP's

As you know, Finance Minister Jim Flaherty delivered his third federal budget on Tuesday in Ottawa.

This budget has many items that could affect your financial plan and present additional savings and investment opportunities. In case you haven't had a chance to review the media coverage, I thought you would appreciate a quick overview of the federal budget.

Tax-free Savings Account: Beginning in 2009, Canadians over the age of 18 can contribute $5,000 each year to a TFSA and investment income, including capital gains, will accumulate tax-free. Withdrawals will also be, as the name implies, tax-free. Unused contribution room carries forward to subsequent years.

Registered Education Savings Plan (RESP): The RESP contribution period has been extended from 21 years to 31 years. The life of the plan has been extended from 25 to 35 years.

Guaranteed Income Supplement: The GIS earnings clawback will kick in at $3,500 instead of $500.

Dividend Tax Credit: A reduced gross-up and dividend tax credit will reflect lower corporate income tax rates, effective in 2010.

I hope you find these highlights useful. If you'd like to discuss these and other federal budget initiatives and how they affect your financial plan, please don't hesitate to contact me.

P.S. It is not too late to open an RRSP for tax savings. The deadline for an online Quick Loan for Express Funding to open, contribute to or top-up your RRSP for the year 2007 is Thursday, February 28th at 9PM Eastern. To request an online Quick Loan decision, click here: www.JustinCaseInsurance.com/quickinstantloan.html and fill out the form for me to get back to you by phone and email.

Daniel La Tour

JustinCase.
JustinCaseInsurance.com
Canadian Independent Insurance Broker
Financial Security Advisor
Conseiller en securite financiere
Mutual Fund Representative (Quebec)
Courier Address:
147 Place Terry Fox,
Kirkland, Quebec
H9H 4Z5
Email: daniel.latour@justincaseinsurance.com
Website: www.JustinCaseInsurance.com
(514) 630-6116
Toll-Free: 1-888-977-7778
Toll-Free Fax: 1-888-637-2636
MSN Messenger: latourdaniel@msn.com

"We Make Sure You Have Enough Insurance, For Less Money ! "

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Mutual Funds, Seg Funds, Travel Insurance.