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Non-Medical Life Insurance Plan
We are pleased to make available to you non-medical life insurance.
Why consider insurance?
You can ensure that your loved ones will be protected through tough
economic times in the event of your death. Insurance can help cover
practical costs so that your loved ones aren’t left with a financial
burden or can simply provide a financial benefit to help after you are
gone.
Advantages:
· Tax-free benefit
· Pay off debts
· Funeral expenses
· Estate costs
· Living expenses
What is non-medical life insurance?
Non-medical life insurance does not require medical testing, doctor’s
reports or medical reports before your application is approved.
Who should consider this type of insurance?
· Anyone who has been declined for insurance requiring medical
tests
· Anyone who has poor medical history and would likely not qualify
for traditional insurance
· Anyone with average to good medical history
· Non-smokers and smokers
· Those who do not want to go through medical testing or are
uncomfortable with needles
· Anyone wanting fast and immediate coverage
What type of non-medical life insurance is available?
We offer a range of non-medical life insurance products to meet different
needs. Whether it is Term insurance to cover a certain period of time
or Permanent insurance that lasts for life, there is something for you.
Deferred insurance may be for you if you have been declined in the
past two years and you do not have any of the conditions in the first
part of the application. It is available as Term and Permanent insurance.
Non-medical Permanent Life Insurance
· Permanent life insurance does not expire as long as premiums
are paid.
· Because the insurance is permanent, you can be sure your loved
ones will be cared for when you die.
· There are three plans available . Deferred Life; Simplified
Life; and Simplified Life Plus. Qualifying for Simplified Life Plus
means you can have a higher death benefit amount.
Non-medical Term Insurance
Term insurance is temporary insurance that allows you to purchase only
for the number of years you wish to be protected. There are three types
of policies available all available as a 10, 20 or 100 year term: Deferred
Term; Simplified Term; and Simplified Term Plus. Qualifying for Simplified
Term Plus means you may have lower premiums.
Who We partner with Canada Protection Plan. Why Canada Protection
Plan?
· Canada Protection Plan is the leading supplier of non-medical
life insurance in Canada.
· They offer insurance plans that are among the most secure
in Canada.
· 100% independently owned Canadian company that designs insurance
products to meet the needs of Canadians. They recognize that some people
have more health challenges than others but still need life insurance.
It’s not always easy to think ahead to difficult times, but having
life insurance can give you comfort in knowing that when you die, loved
ones need not worry about finances.
Contact us today:
Request
To Quote
Daniel La Tour
is our Licensed Life Insurance Agent in BC, AB, ON & QC.
For help and advice, contact Daniel La Tour.
Call NOW!
1-888-977-7778
(toll free)
(Monday-Friday
9-9, Saturdays 11-5, EST.
Our International Number is: 1-514-630-6116)
We do business with…
Insurance Companies
AIG
Assumption Life
AXA
Blue Cross
BMO Life
Canada Life
Canada Protection Plan
Empire Life
ETFS
Foresters
Great-West Life
Green Shield
Ingle International
Lloyd’s of London
Manulife Financial
RBC Insurance
Sun Life Financial
Travel Underwriters
Transamerica
Unity Life of Canada
Investment Fund Companies
Fidelity
Mackenzie Financial
Transamerica
Canada Life
Manulife Investments
AGF
Chartered Banks
BMO Bank of Montreal
Manulife Bank
Master General Agencies, MGA’s
Hub Financial Inc.
Montreal Brokerage Inc
Botica Financial Services Inc
Courier Delivery Service Providers
FedEX
Canada Post
Money Service Providers
Pay Pal
Money Gram
Medical Underwriting Providers
Medisys
Quality Underwriting Services QUS
Watermarks
Keyfacts
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