For Transamerica Life Canada Clients aged 16 and over with
coverage of $250,000 or more have the potential to benefit from
lower cost of insurance based on their health, lifestyle and other
factors. In addition, I can help you simplify the underwriting
process with Simplified "no-fluids" Underwriting on application
below $250,000 and ages 45 and under.
7. Adaptable features allow for Life Cycle needs
Here are some of the ways some of our Universal Life plans can adapt to your changing needs:
Term conversions maintain preferred underwriting classes and provide MTAR tax credits
Switch option allows clients to switch from JFTD to JLTD
New exchange option from guaranteed whole life to a universal life plan.
8. Pride in the Fine Print
I offer accountability and long-term peace of mind, without sacrificing the valuable features and flexibility that you may need now or in the future.
Guaranteed total interest option fees on our UL Interest Options are clearly defined and accurately calculated on a daily basis.
Bonuses are guaranteed and unconditional regardless of investment choice, policyholder activity and are automatically credited according to the client's existing investment option deposit allocation.
9. Innovative Illustration Software
LifeView illustration by Transamerica Life Canada, for
instance, is one of the best in the industry.
10.The Perfect Balance
UL plans can be tailored by coverage type, bonuses, fees, Interest Optio riders and other features to help you strike the perfect balance.
I trust you find these 10 Reasons to Buy Universal Life Insurance helpful and informative!